Seminar

What Do Two Million Credit Lines Say About the FinTech Fragility?

February 4, 2021
 at 
3:00 pm
EST
Research from Monash University explore the fragility of the Chinese FinTech industry.

The FinTech industry has mushroomed in China since 2007, but it is unclear how resilient this new industry is to crises. Combining two samples of FinTech and bank loan records spanning the outbreak of the COVID pandemic, researchers from MonashUniversity provide the first evidence on the fragility of the Chinese FinTech industry. The delinquency rate is more than tripled after the pandemic outbreak for FinTech loans, but there is no significant change in the rate for bank loans.

Research from Monash University explore the fragility of the Chinese FinTech industry.

The FinTech industry has mushroomed in China since 2007, but it is unclear how resilient this new industry is to crises. Combining two samples of FinTech and bank loan records spanning the outbreak of the COVID pandemic, researchers from MonashUniversity provide the first evidence on the fragility of the Chinese FinTech industry. The delinquency rate is more than tripled after the pandemic outbreak for FinTech loans, but there is no significant change in the rate for bank loans.

Speakers
Research from Monash University explore the fragility of the Chinese FinTech industry.

The FinTech industry has mushroomed in China since 2007, but it is unclear how resilient this new industry is to crises. Combining two samples of FinTech and bank loan records spanning the outbreak of the COVID pandemic, researchers from MonashUniversity provide the first evidence on the fragility of the Chinese FinTech industry. The delinquency rate is more than tripled after the pandemic outbreak for FinTech loans, but there is no significant change in the rate for bank loans.

Speakers
Seminar

What Do Two Million Credit Lines Say About the FinTech Fragility?

February 4, 2021
 at 
3:00 pm
EST

Seminar

Research from Monash University explore the fragility of the Chinese FinTech industry.

February 4, 2021
 at 
3:00 pm
EST

The FinTech industry has mushroomed in China since 2007, but it is unclear how resilient this new industry is to crises. Combining two samples of FinTech and bank loan records spanning the outbreak of the COVID pandemic, researchers from MonashUniversity provide the first evidence on the fragility of the Chinese FinTech industry. The delinquency rate is more than tripled after the pandemic outbreak for FinTech loans, but there is no significant change in the rate for bank loans.

Speakers

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